Mrs. Olufunmilayọ Modupẹọla Olutosin Caulcrick (née Oni) was born in Lagos Nigeria on 27th May 1952 to Samuel Fọlarin and Tanimọwo Ọmọșẹrimi Oni (née Aiyede). Layọ was the second of four children with an older brother Adeșina and younger siblings Adetokunbọ and Iyabọde.



Layọ attended Anglican Girls High School in Lagos. At the age of 13 in 1965, Layọ moved to London with two of her siblings to join their mother; they lived in Tooting very briefly before moving to Battersea where they lived for many years. Layọ attended Garratt Green Secondary Girls School where she obtained several ‘O’ levels before going to Southwark college of higher education where she obtained further qualifications required for embarking on her dream of following her father’s footsteps of studying accountancy.

In her late teens Layọ attended Worthing College before moving to Newcastle Polytechnic (now university); she qualified as an Associated Chartered Certified Accountant in 1976 and was made a fellow of the association in 1977.On graduation Layọ gained employment at Culverhouse & Co/ Dunbar & Co and subsequently at the well renowned Price Waterhouse, a multinational professional services accounting firm, where she continued to develop and was well respected by her seniors and colleagues.



On a long-haul flight to Nigeria for a holiday, Layọ got chatting to a fellow passenger Mr. Olusegun Caulcrick and romance blossomed and continued on their return to London. The couple married in 1978. After the birth of their first son Oluseun, the young couple took the bold step of returning to Nigeria in 1980 to settle and raise their young family. The couple had two more sons Olusẹyẹ and Olugbenga.



Layọ’s career as an accountant has spanned over forty years both in the UK and Nigeria. She worked as finance manager and auditor for a number of reputable companies including CIPFA, BBC Staff Club, Onesea UK Ltd, Deidre Thomas & Co, Parkgate nursing agency, Majorport Express Ltd, Brendancare Foundation Ltd. When Layọ worked as an accountant at Ciba Geigy (1982 – 1987), a global pharmaceutical company , she made a significant contribution and impactwhich was recognised and applauded resulting in her being given an educational development award to travel to Europe for a six months training programme.



Having gained a wealth of knowledge, skill, experience and competency. Layọ took the bold step of establishing her own accounting company O M Caulcrick and Co. As the principal partner, she sustained the business until 1996 when she decided to return to the UK with her children to support them to continue their education.



On her return to London, Layọ worked for a number of companies including within the health sector. Layọ was a financial consultant for charity organisations for a number of years and was one of the trustees for the pension scheme for Communication Workers Friendly Society, a role she held from January 2004 to 2011. Layọ supported a numerous amount of voluntary organisations both in cash and kind, using her skills as an accountant to assist in completion of tax returns, offering financial advice, helping with fund-raising campaigns and other activities and these were done without charge.



Layọ was an active member of the Institute of Chartered Accountants of Nigeria (ICAN) and her fellow members respected her wisdom, commitment, support and dedication.

Her final place of employment was as an accountant for The College of Podiatry where she worked for several years and was very happy until her recent illness and calling home to the Lord.



Born into a Christian family Layọ attended church regularly from childhood but her adult conversion occurred at a Billie Graham evangelical crusade in London when she was a teenager. Her passion for God and caring about children drew her to the calling of children’s ministry and she became a Sunday School teacher at the age of eighteen. She was an active member of Victory House Redeem Christian Church of God (RCCG) in South London, where she served and worked diligently as a Deaconess and Sunday School teacher for many years until her calling home to the Lord. Her life’s work was to evangelise and bring people to Christ. Anywhere she went Layọ spoke of the love of Christ and the joy of being a Child of God, this inspired and converted many of those she met and knew her.



Layọ was also an active worker at the regular programme of the Festival Of Life (FOL) of the RCCG revival programmes, an internationally hosted event that attracts thousands of people. At these events Layọ was a contact tracer and counsellor for those who gave their lives to Christ during the crusades.



Layọ was the central pillar of her nuclear and extended family. She is blessed with six grandchildren Jevan, Mia, Keona, Mackenzie, Kyra and Maximus, all of them adored their grandma who was so fond of spoiling them.



Layo leaves behind a legacy with many colleagues, family and friends who will miss her terribly.