Ann one of ten children grew up on the family farm in White Plains and lived there until she married. Upon marriage she and her husband moved and made their home in Huntington, W.Va., where her sons were born. Ann (Carkey) a name given to her by her granddaughter and adopted by the family was a loving Mother while pursuing her career as a secretary at Trinity Church Of God in Huntington. Following her service at Trinity she worked at INCO Credit Union also in Huntington. Upon retirement in the 1980's Chester, Jr. and Ann moved back to the family farm in White Plains. The farm once again became the "gathering place" for all the family. Her motto for family visiting was "to have fun, just don't get hurt". She loved her family so much and just loved gathering around the big family dining table and "holding court" as the family would say.

She was preceded in death by her parents Herschel and Lillian Sharp, husband Chester Clay Carter, Jr., and son James Robert (Bobby) Carter. She is survived by her son Chester Clay Carter,III (Brenda) granddaughter Heather Carter Templeton (Gary) grandson Chester Carter IV, (Christy) great grandchildren Gabe & Noah Templeton, Talley & Sydney Carter, sister Reba Price and nieces & nephews.